WholeHouse Roofing & Construction Blog

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What is the Cost of a New Roof?

How Much Does a New Roof Cost?

When it’s time for a new roof, you’ll certainly have your work cut out for you in terms of picking the material you’ll use. Nowadays, roofs are made from countless materials and finding the right one is as much about where you live as how much you can spend. For the most part, residential homeowners still tend to favor shingles and metal roofs for good reason. However, before you choose either, you’ll need to factor in their relative costs.

The Cost of a Metal Roof

metal-roofing-contractorsThere are many factors that could affect how much a metal roof costs, but a fair estimate is probably somewhere between $1 and $3 per square foot. That should include the contractor’s installation fees for their labor. However, the amount contractors will charge can differ widely, so always get a quote upfront.

To many people familiar with traditional shingles, this may seem like a lot. However, proponents of metal roofs will point to how much you save in the long run. Metal roofs can help lower your heating bills in the winter and your cooling costs in the summer.

Furthermore, as metal roofs are the newer option, their costs still have a while to go before they eventually become more affordable. However, there is reason to believe that is happening more and more. Over the last five years, the cost of installing a metal roof has only gone up some 5%. But the price of asphalt shingles has nearly doubled. So if you can wait on installing that new roof, a metal one may cost far less than it even does now.

The Cost of Asphalt Shingles

architectural-shingle-roofOn their face, asphalt shingles definitely seem to cost far less than metal roofing. A square of asphalt shingles will usually cost you no more than $100. This square will cover 100 square feet though. So you’re only spending $1 a square foot on the high end of things and often times it’s more like $0.80. However, that quote doesn’t factor in what a contractor will charge you for installation so, again, be sure to check with them first by getting a quote on their services. Where you live and the type of home you have will both play a big role in what your final bill will be.

If you are in the market for a new roof, asphalt and metal shingles are a great choice where quality is concerned. However, there is a big enough discrepancy in their prices that you’ll have some thinking to do before choosing one or the other.

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Will My Homeowner’s Insurance Cover My Roof Repair?

Has your roof recently been damaged to the extent that you need to make repairs a priority? This is a common problem. No matter what your roof is made from, it’s only a matter of time before the elements do their part and eventually your roof is no longer has strong and durable as it once was. However, no one can simply start repairing their roof or having someone else do it for them. They first need to check to see if their homeowner’s insurance will cover it. Of course, even if you don’t need any help with your roof at the moment, it still makes sense to check in with your policy so you know what to expect if/when the time comes to replace your roof.

Necessary Repairs

leaking-roofA lot of people operate under the misconception that any repairs their roof needs will be covered by their insurance policy. They’re essential, of course, for the roof to protect their home, so many people reason that homeowner’s policies will simply step up to the plate in their time of need.

Many policies will cover any repairs necessary due to a natural disaster or some other type of accident that is considered an act of God. So if lightning strikes your home or hurricane winds strips shingles from it, most policies will handle the repairs you need.

That being said, other polices are very specific about which unforeseen disasters they’ll handle repairs for. It’s known as Named Peril Insurance and it will only cover the repairs that result because of specific issues it describes in the policy.
All Risk Policies are the type that will basically take care of any roofing issues that arise no matter what caused them. Obviously, the premium for this type of coverage costs a bit more.

Certain Requirements

It’s still important that you review your policy regularly though, as sometimes certain conditions may affect whether or not your insurance still holds. For example, after 10 years, your policy may only guarantee you the reimbursement amount that will cover the depreciated value for your roof as opposed to what it was originally worth. So your roof will still be covered, to some degree, but the amount to which it is covered could be a shock if you weren’t expecting this rule.

So, yes, your roof’s repairs are most likely covered by your homeowner’s insurance. However, the extent to which it’s covered could vary greatly and is worth investigating.

Help With Finding the Right Roofing Contractor

How to Find the Right Contractor for Your Roof

Locating the right contractor for your roof is important when you need work done, but it isn’t always easy. It can be a challenge to figure out who the best contractor is for the job. Let’s look at a few things that is important to keep in mind when looking for a contractor that you might not have otherwise thought of.

Think of the Complexity of the Job

Do you need a patch of shingles replaced? Or are you considering replacing your entire roof? Do you need to rip up all the concrete tiles on the top of your house and replace them with slate? Or are you just interested in installing more of one or the other? The choice, of course, is up to you, but it also influences whom you hire. You don’t need the best of the best if you just need a fairly simple, straightforward job — in other words, a mid-level job doesn’t require you to spend top-dollar.

On the other hand, if you need something detailed or extremely difficult such as roofing around a leaking skylight, you should definitely not be afraid to spend as much as required to hire the best in the business. This way, you’ll be sure that you won’t have to spend more money in the future fixing a botched job, and you can rest assured that what you’ve paid for was worth it.

Consider Word of Mouth

word-of-mouth-marketingChances are you know people who have also needed roofing work done before. If so, have you heard of the contractor you’re considering? If not, you should think about that. Chances are you just haven´t heard about them — a little research will help clear up whether or not they’re a good choice. There is, however, always the possibility that you haven’t heard of them because they’re not very good. If the company you keep is such that you should have heard of all the best, take that into consideration when hiring out a job.

Consider the Rates

The old adage of you get what you pay for, while annoying by now, is true. If someone is charging five bucks an hour to replace your roof, chances are they can’t do it. So, keep all these things in mind when looking for the right contractor for your roof http://aroofingwebsite.com.